Many people and institutions are becoming more aware of the impact that their spending and investing has on society, on policy and on the environment. Frequently social, medical and economic analysts have noticed surfacing issues that are the result of effects of personal and group behavior, often associated with consumption, values and assumptions that combined cumulatively have adverse affects. For instance, tobacco smoking for hundreds of years was deemed to be a tolerabl
When Will Stocks Stabilize? How deep will this correction ultimately be? January may prove to be the worst month for stocks in eight years. The S&P 500 just corrected for the second time in five months, and some investors think the bull market may be ending.1,2 Bull markets do end, and the current one is nearly seven years old, the third longest in history. If a bear market is truly on the horizon, it may not last very long – the 12 bear markets recorded since the end of Worl
The rules for social security filing, suspension and spousal benefits have changed with the November 15, 2015 budget agreement that has signed into law. In particular, the strategy of filing for social security and suspending your benefits, with the ability for your spouse to draw spousal benefits on your filing, has been terminated, effective 180 days following the bill passage. The new rules are that suspension of your social security benefits also suspends spousal benefit
Wall Street rallies as interest rates rise for the first time since 2006. U.S. monetary policy officially changed course Wednesday. Federal Reserve officials voted to raise the federal funds rate by a quarter of a percentage point, ending an unprecedented 7-year period in which it was held near zero. Nearly ten years had passed since the central bank had adjusted interest rates upward.1 The Federal Open Market Committee voted 10-0 in favor of the rate hike. It also raised the
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